Privacy Policy

1. Introduction

ValueCircle is committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy explains how we collect, use, store, and share information when you use our website and membership services.

2. Information We Collect

Account information: name, email, phone number, address, bank account details, and identity verification details required to open and maintain your membership.

Transaction information: order history, product purchases, repayment activity, payout records, and referral earnings.

Usage information: device identifiers, browser type, IP address, and interaction data needed to operate the platform securely and efficiently.

3. How We Use Your Information

We use your information to:

  • provide and maintain your account and membership services;
  • process payments, verify payouts, and manage product orders;
  • deliver customer support and respond to inquiries;
  • detect and prevent fraud, abuse, or unauthorized access;
  • comply with legal and regulatory obligations.

4. Cookies and Tracking

We use cookies and similar technologies to support login sessions, remember preferences, and improve site performance. Your consent is required before we enable any non-essential cookies or analytics tracking.

5. Sharing and Disclosure

We do not sell your personal data. We may share data with trusted service providers that help us operate the Service, process payments, send transactional messages, or fulfil legal obligations. We also may disclose information where required by law or to protect our rights and the safety of members.

6. Data Security

We maintain technical and organizational safeguards designed to protect your data against unauthorized access, loss, misuse, and alteration. While we work to protect your information, no system can guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to provide the Service, comply with our legal obligations, resolve disputes, and enforce our agreements. When personal data is no longer needed, we securely delete or anonymize it.

8. Your Privacy Rights

You may request access to the personal data we hold about you and ask us to correct inaccuracies. Where permitted by applicable law, you may also request deletion of your data or object to certain processing activities.

9. Children

The Service is not directed to children under 18, and we do not knowingly collect personal data from minors. If we learn that personal data has been collected from a child without verifiable parental consent, we will delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When changes are made, we will post the revised policy on this page with an updated effective date.

11. Contact

If you have questions or requests about your personal data, please contact our support team through the help channels on the site or via the support email shown in your dashboard.

Last updated: 10 Jun 2026